Taxes in Germany
Understand the German tax system: income tax, VAT, trade tax, and more. Learn how to optimize your tax burden.
- Calculate income tax
- Fill out tax returns correctly
- Know deductible expenses
- Understand tax classes
Financial Education
Learn the basics of personal finance, taxes, and investments.
Digital Payments
Use modern payment methods securely. From digital wallets to contactless payments – everything you need to know.
- Set up digital wallets
- Security in online payments
- Contactless payments
- Use mobile banking
Understanding Credit
Everything about credit: from application to repayment. Learn how to find the best credit for your needs.
- Overview of credit types
- Understand interest and fees
- Improve creditworthiness
- Plan debt consolidation
Learn to Invest
Basics of investing and wealth building. Understand different investment forms and develop your strategy.
- Get to know investment forms
- Understand risk and return
- Apply diversification
- Plan long-term
Financial Security
Protect your finances from fraud and cyber risks. Learn how to keep your data and money safe.
- Recognize phishing
- Create secure passwords
- Two-factor authentication
- Avoid fraud
Budget Planning
Create an effective budget and keep your expenses under control. Learn how to save money and achieve your goals.
- Create a budget
- Categorize expenses
- Set savings goals
- Build emergency fund